The EA Sports FC 25 Team of the Year is the biggest Ultimate Team event of the entire FUT 25 season — the annual January release of special cards representing the best footballers in world football from the previous calendar year. FC 25's TOTY delivered some of the highest-rated cards ever released in an EA FC edition, headlined by global superstars who dominated the Ballon d'Or conversation throughout 2024. This guide covers everything specific to the FC 25 TOTY event: the full Men's XI and Women's TOTY, card ratings and key stats, how to get each card, SBC requirements, Honourable Mentions worth targeting, and investment tips for the FC 25 market specifically. If you need EA FC 25 Coins to complete TOTY SBCs or secure cards from the transfer market, MrGeek is your go-to FC 25 coins store for the best prices and fast delivery.
FC 25 TOTY Overview — Event Details
| Event | Team of the Year (TOTY) |
| Game | EA Sports FC 25 Ultimate Team |
| Release Window | January 2025 (mid-month) |
| Voting Period | December 2024 |
| Card Types | TOTY XI, Women's TOTY XI, TOTY Honourable Mentions, TOTY Nominees |
| How to Obtain | Packs, Transfer Market, SBCs, Objectives |
| Formation | 4-3-3 standard formation |
FC 25's TOTY was one of the most anticipated events in the game's first season, arriving after months of high-quality promos had already raised the bar for special cards. The community voted throughout December with record participation, and the final XI reflected the best performers from the 2024 calendar year across the world's major leagues.
FC 25 TOTY — Full Men's XI
The FC 25 Men's TOTY XI was released in a 4-3-3 formation. All eleven cards received significant overall rating boosts and Playstyle+ upgrades over their base versions. Here is the complete squad:
| Position | Player | Club | TOTY OVR |
| GK | Gianluigi Donnarumma | Paris Saint-Germain | 94 |
| RB | Trent Alexander-Arnold | Liverpool | 96 |
| CB | Rúben Dias | Manchester City | 96 |
| CB | Virgil van Dijk | Liverpool | 96 |
| LB | Federico Dimarco | Inter Milan | 95 |
| CM | Rodri | Manchester City | 98 |
| CM | Jude Bellingham | Real Madrid | 97 |
| CM | Luka Modrić | Real Madrid | 96 |
| RW | VinÃcius Jr. | Real Madrid | 98 |
| ST | Kylian Mbappé | Real Madrid | 98 |
| LW | Mohamed Salah | Liverpool | 97 |
Standout Cards from the FC 25 TOTY XI
- Rodri (98 OVR, CM): The 2024 Ballon d'Or winner receiving a 98-rated card is the defining statement of FC 25's TOTY. His midfield control, defensive awareness, and passing range make him arguably the best central midfielder in the game at launch, and his Ballon d'Or recognition gives his card an additional prestige factor that drives its value well above comparable ratings.
- VinÃcius Jr. (98 OVR, RW): A 98-rated right winger with elite pace and dribbling is one of the most feared attacking cards in FC 25. His ability to beat defenders one-on-one and deliver in front of goal makes him a meta-defining option for any squad with the coins to afford him.
- Kylian Mbappé (98 OVR, ST): Now at Real Madrid in game as in life, Mbappé's 98-rated TOTY card is the most physically complete striker in FC 25 — elite pace, clinical finishing, and the Playstyle+ attributes to perform consistently at the very highest level of play.
- Jude Bellingham (97 OVR, CM): Bellingham's TOTY card reflects a breakthrough Real Madrid season. His versatility — effective as a CM, CAM, or shadow striker — makes him one of the most flexible cards in the XI and particularly valuable for squad builders who need a player to fill multiple positional roles.
- Trent Alexander-Arnold (96 OVR, RB): A 96-rated fullback card with elite crossing, passing, and dribbling is an extraordinary attacking weapon. TAA's TOTY card plays more like a right midfielder than a defender and completely transforms how the right side of any squad operates.
FC 25 Women's TOTY XI
The FC 25 Women's TOTY was released separately from the Men's XI, celebrating the best female footballers from the 2024 calendar year. Women's TOTY cards follow the same structure — community voted, massively boosted over base ratings, with distinct TOTY card design — and were available through packs, SBCs, and the transfer market during the women's team release window.
| Position | Player | Club |
| GK | Ann-Katrin Berger | Chelsea |
| RB | Lucy Bronze | Barcelona |
| CB | Wendie Renard | Lyon |
| CB | Irene Paredes | Barcelona |
| LB | Sakina Karchaoui | PSG |
| CM | Aitana Bonmatà | Barcelona |
| CM | Alexia Putellas | Barcelona |
| CM | Caroline Graham Hansen | Barcelona |
| RW | Lauren James | Chelsea |
| ST | Sophia Smith | Portland Thorns |
| LW | Sam Kerr | Chelsea |
FC 25 TOTY Honourable Mentions — Best Value Picks
TOTY Honourable Mentions are released for players who were nominated but did not make the final XI. These cards carry slightly lower ratings than the main TOTY players but significantly outperform standard versions of the same player and are available at a fraction of the cost of the main TOTY XI cards. For most FUT 25 players, Honourable Mentions represent the best value investment during the TOTY event window.
- Key attributes to look for in Honourable Mentions: Pace and dribbling boosts that bring a player from the 86 to 88 base tier up to 92 to 94 TOTY HM level represent the best gameplay improvement per coin spent. Focus on HM cards at positions where your squad has clear weaknesses rather than buying premium HM cards at positions already filled by strong base cards.
- When to buy: Honourable Mentions typically release after the main TOTY XI and remain in packs for a shorter window. Their prices tend to be more volatile — moving quickly in response to which main TOTY players are most and least available. Buying within 24 to 48 hours of HM release usually captures the best price before they adjust to steady-state market values.
How to Get FC 25 TOTY Cards
Transfer Market
The transfer market is the most reliable route to a specific FC 25 TOTY card. Prices peak in the first 24 to 48 hours of each release as demand outstrips immediate supply. The best time to buy most TOTY cards is either immediately at launch (if you need a card before SBC routes are available) or two to three weeks into the event, when more cards have entered circulation and prices have partially normalised from their peak.
SBCs
EA Sports released dedicated SBCs for individual TOTY players and position-locked TOTY picks throughout the event window. These SBCs require high-rated squad submissions — typically multiple squads in the 85 to 88 OVR range — and represent the most coin-efficient route to specific top-tier TOTY cards for players who have accumulated a significant fodder reserve. The approximate SBC investment for individual TOTY XI players in FC 25 ranged between 800,000 and 1,500,000+ coins depending on the player and the active market conditions.
Objectives and Milestones
Time-limited TOTY objectives released alongside the main event gave all players — regardless of budget — a pathway to earn TOTY-adjacent cards through gameplay. These objectives typically required completing matches in specific modes with themed conditions and rewarded TOTY Honourable Mentions or TOTY Nominees rather than main XI cards. Check the Objectives menu during the active event window for the current available challenges.
Pack Opening
TOTY cards were available in all Ultimate Team packs during the event window, but the odds of packing a specific TOTY XI player from any individual pack are extremely low. Pack opening is high-risk and not recommended as a strategy for targeting specific cards. If you have stored packs from previous months, the TOTY window is one of the strongest times to open them — but go in with realistic expectations about specific outcomes.
FC 25 TOTY — Transfer Market Tips
- Pre-event: sell high-rated non-TOTY cards. In the weeks before TOTY drops, high-rated player prices typically rise as demand increases from players building coin balances. Selling 88 to 91-rated players you do not need in the seven to ten days before TOTY launch usually secures better prices than holding through the event, when the market's focus shifts entirely to TOTY cards.
- During the event: buy after the price peak. VinÃcius Jr. and Mbappé will reach their all-time price highs on launch day. If you can wait 72 hours, prices on most TOTY cards settle at lower levels as more supply enters the market. Only pay day-one prices if a specific card is critical to your tactical setup immediately.
- Post-event: prices stabilise then slowly rise. Once the TOTY pack window closes, the supply of new TOTY cards stops entering the market. Prices typically rise steadily after the event ends as demand from late-buying managers exceeds available supply. TOTY cards bought during the event at stabilised prices often represent good long-term holds.
- Honourable Mentions are the value play. For every TOTY XI card at 800,000 to 2,000,000+ coins, there is likely a Honourable Mention in the same position range at 150,000 to 400,000 coins that closes a significant percentage of the performance gap. Prioritise HM cards at positions where the cost difference is largest relative to the rating gap.
FC 25 TOTY — Frequently Asked Questions
When was FC 25 TOTY released?
The FC 25 TOTY event launched in January 2025, following the community voting period that ran through December 2024. The Men's XI was released first, followed by the Women's TOTY and Honourable Mentions over subsequent days.
Who won the FC 25 TOTY voting?
Rodri, VinÃcius Jr., and Kylian Mbappé were the headline names receiving 98-rated cards in the FC 25 TOTY XI, reflecting their standout 2024 performances — Rodri's Ballon d'Or win, VinÃcius Jr.'s consistent excellence at Real Madrid, and Mbappé's historic season across his final PSG campaign and debut year at Real Madrid.
Can I still get FC 25 TOTY cards after the event ends?
Yes. TOTY cards remain tradeable on the transfer market indefinitely after the event closes. They will not be available in packs after the event window ends, but they continue to be bought and sold on the market throughout the rest of the FUT 25 season. Prices tend to rise after the event ends due to reduced supply.
Are FC 25 TOTY SBC cards tradeable?
No. TOTY cards earned through SBCs are untradeable. Only TOTY cards obtained directly from packs are tradeable on the transfer market. If tradeability is important for your squad-building flexibility, factor this into your decision between completing an SBC or buying from the market.
Are FC 25 TOTY cards still worth using late in the season?
Yes, and this is one of the unique strengths of TOTY cards. While later promos like TOTS introduce cards with comparable or higher overall ratings, TOTY cards' Playstyle+ attributes and the sheer quality of the players featured mean they remain highly competitive deep into the FC 25 cycle. The investment in a TOTY card during January typically provides several months of top-tier squad performance.
What is the difference between TOTY and TOTY Honourable Mentions?
TOTY XI cards are the eleven players who won their position in the community vote — the definitive Team of the Year. TOTY Honourable Mentions are special cards for players who were nominated but did not make the final eleven. HM cards are rated lower than the main XI cards but significantly higher than base versions of the same player, and are available at a much lower price point — making them the better value option for budget-conscious squad builders during the event.